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     The Problem: Insolvency

           Signs You May Need Bankruptcy

      Chapter 7

        Chapter 13

        Automatic Stay

       341A Hearing

        Discharge

           Tax Dischargeability


Bankruptcy Topics

        Property

        Exemptions

        Liabilities

        Income

        Expenses

        Financial Affairs


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Location Served

        Orange County

        Los Angeles

        Long Beach


Bankruptcy Myths

        Debt consolidation is as good as bankruptcy

        Everyone will know you filed bankruptcy

        You will never get credit again

        Filing bankruptcy will hurt your credit for 10 years

        Only deadbeats file for bankruptcy

        Your property will be sold by the bankruptcy trustee

        You have to hide assets to file bankruptcy

        It is expensive to file bankruptcy

        It is hard to qualify to file bankruptcy

        Taxes are not dischargeable in bankruptcy


Bankruptcy Process

        Initial Consultation

        Preparing the Case

        Credit Couseling

        Debtor Education

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